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A policy is not a commodity.

A yacht insurance policy is not a commodity. Agreed hull value, navigating territory, charter use, liveaboard status, and the quality of a carrier's claims process all matter — and the difference between policies is often invisible until something goes wrong. The carriers listed here are established, experienced in the marine space, and have been used by clients and colleagues in our market. We recommend having a conversation with at least two before binding.


Stacks Marine Insurance

Dani Lohrenz

Stacks Brokerage is a Florida-based independent insurance brokerage with a dedicated marine division — meaning they shop for coverages across multiple carriers rather than writing for a single company. Their boat and watercraft programs are structured around agreed hull value, liability, fuel spill coverage, and emergency assistance, with navigational range extending through coastal Canadian and Mexican waters. Dani is our direct contact and handles his clients with the same attention to detail we expect from every professional we recommend.

Fiorella Insurance

Cory Lloyd

Fiorella Insurance is an independent brokerage based in Stuart — the same market SCYS operates in — which means Cory Lloyd understands the vessels, the marinas, and the owners we work with. As an independent broker, Fiorella shops coverage across multiple carriers rather than representing one, which gives their clients better options on policy structure, agreed value, navigating territory, and premium. Cory is our direct contact for marine insurance referrals. He handles the coverage conversation so our clients are not navigating it alone.

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Brown & Brown

Michael Boyer

Brown & Brown is one of the largest insurance brokerages in the country, and their marine division operates at a level that matches it — direct access to leading U.S. and London underwriters, coverage programs that run from center consoles to mega-yachts, and a team with over fifty years of collective marine experience. Mike Boyer leads the marine division as SVP and is our direct contact. That relationship matters: when a policy needs to be placed correctly, structured for agreed value, or a claim needs an advocate who understands marine loss, you want access to someone with his level of authority within the firm — not a general lines producer who happens to write boats.

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Atlass Insurance Group

Edward Crawford

Atlass Insurance is a Fort Lauderdale-based marine specialist with direct access to the major U.S. and London recreational marine underwriters — ACE, Chubb, AIG, Lloyd's, Navigators, Travelers, and specialty markets including Falvey and Seawave. Their focus runs from coastal cruisers to worldwide mega-yacht programs, and they work exclusively with A-rated carriers on both sides of the Atlantic. Edward Crawford is our direct contact at Atlass. For clients placing significant vessel coverage, the combination of carrier depth and a broker who operates in that market daily is what separates a well-structured policy from one that looks adequate until there is a claim.

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Christi Marine

Greg Jones

Christi Insurance is a marine specialist that builds its practice around claims performance rather than carrier count — a distinction that matters when a loss occurs. Their record includes a $4.5M total-loss payout resolved within three weeks, a $108,000 deductible reduction negotiated on storm damage, and consistent results with A++ rated carriers that most general lines brokers cannot access at the same level. Greg Jones is our direct contact at Christi and brings credentials that go beyond the insurance side — he earned his USCG captain's license at sixteen. For clients placing coverage on a significant vessel, a producer who has actually run boats understands the exposure in a way that changes the conversation with an underwriter.

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Offshore Risk Management

Mauricio Silva

Offshore Risk Management is an international marine insurance broker with offices in North America, the Bahamas, the Virgin Islands, and Turks and Caicos — a footprint that aligns directly with the waters SCYS clients operate in. Their coverage programs span private pleasure vessels, charter operations, and commercial marine risk, with specific products for extended offshore passages and Bahamas-based vessels that standard domestic carriers handle poorly or exclude entirely. Mauricio Silva is our direct contact. For clients whose navigating territory runs beyond Florida's coastal waters or into the island chain, placing coverage through a broker who understands that geography is not optional — it is the policy.

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Not sure which one fits your deal?

Every firm on this page was identified through transactions and professional relationships. Tell us what the transaction looks like and a broker will help you pick the right one.